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Kelly Holland
Dec 7, 20222 min read
Health Savings Accounts
A Health Savings Account (HSA) is a tax-advantaged medical savings account available to individual taxpayers in the United States who are...
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Kelly Holland
Nov 23, 20221 min read
2023 Benefit Plan Limits
2023 Benefit Plan Limits Chart The Internal Revenue Service and Social Security Administration have announced the retirement plan benefit...
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Kelly Holland
Nov 16, 20222 min read
MA HIRD Form Due 12/15/2022
MA HIRD Forms Due by December 15, 20 22 Attention Massachusetts Employers with Six or More Employees in Massachusetts. Filing can be...
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Kelly Holland
Nov 9, 20222 min read
Clarity of Classification: Independent Contractors
The Fair Labor Standards Act (FLSA) was enacted in the 1930’s to put some structure around the US employment relationship. Most commonly,...
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Kelly Holland
Nov 2, 20221 min read
Individual Disability Insurance (IDI)
Individual Disability Insurance (IDI) is a great option for employers and employees that can be added on a standalone basis or in...
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Kelly Holland
Oct 26, 20223 min read
Executive Benefits: Incentive Strategies for Key Employees
Executive Benefit Programs offer large and small businesses a tax advantaged way to selectively provide key employees with a higher level...
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Kelly Holland
Oct 19, 20222 min read
Phishing Scams: The New Wave of "Social Engineering"
Massachusetts residents have received text messages and emails that include a link requesting claimants enter their login and password on...
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Kelly Holland
Oct 12, 20222 min read
MetLaw: Are We Protecting Ourselves?
What Are the Benefits? MetLife Legal Plans, formerly known as Hyatt Legal Plans, gives you access to the expert guidance and tools you...
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Kelly Holland
Oct 5, 20221 min read
401k Plan Considerations for Merger & Acquisition
While integrating retirement plans due to a merge or acquisition can have its administrative challenges, it also provides a unique...
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Kelly Holland
Sep 28, 20222 min read
The Conundrum of "Quiet Quitting"
One of the latest intergenerational conversations happening in the workplace today is about “Quiet Quitting.” There isn’t one standard...
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Kelly Holland
Sep 21, 20222 min read
Transit Benefits: Are You Missing Out?
What are the benefit options? Transit/Parking Accounts (Section 132) allow employees to set aside funds on a pretax basis to be...
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Kelly Holland
Sep 9, 20222 min read
Getting to the Next Level of Financial Wellness
What is Financial Wellness? The overarching goal of Financial Wellness is simple: help people increase their financial health and...
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Kelly Holland
Sep 7, 20222 min read
Evaluating 401k Net Investment Fees as an ERISA Fiduciary
As a Retirement plan fiduciary, you have an obligation under ERISA to prudently select and monitor plan investments, which includes...
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Kelly Holland
Aug 31, 20222 min read
Federal Family and Medical Leave Act (FMLA) Updates
Delaware has enacted the Healthy Delaware Families Act, a paid parental, family caregiving and medical leave effective January 2025. And...
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Kelly Holland
Aug 24, 20222 min read
Medicare D Annual Notice - Deadline October 14, 2022
Employers who sponsor group health plans that offer prescription drug coverage to Medicare-eligible individuals are reminded that they...
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Kelly Holland
Aug 10, 20223 min read
Fiduciary Reference Guide for Corporate Retirement Plans
Fiduciary Duties & Investment Line-Up Management Generally, an ERISA fiduciary is anyone who exercises discretionary authority or control...
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Kelly Holland
Jul 28, 20223 min read
Understanding and Addressing Workplace Challenges Related to Long COVID
DEPARTMENT OF LABOR On July 12, the Department of Labor (DOL), Centers for Disease Control and Prevention (CDC) and the US Surgeon...
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Kelly Holland
Jul 27, 20221 min read
Technological Advancements & How We Make Them Work For You
technological advancements, we are happy to announce that we have made carrier connections for benefit enrollments and terminations....
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Kelly Holland
Jul 20, 20225 min read
How to Jumpstart Your Exit & Succession Plan (For Business Owners)
At CIP, we add business owners to the list of heroes along with health care workers, teachers, and first responders during the pandemic....
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Kelly Holland
Jul 13, 20224 min read
What SECURE Act 2.0 Could Mean For 401(k) Plans- (Pending Legislation)
SECURE Act 2.0 builds on the Setting Every Community Up for Retirement Enhancement Act (Secure Act) of 2019. It is intended to help...
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